Section 38: Prosperity Arts
招財法術 (Zhāocái Fǎshù)
⚠️ Lineage Conduct: The Foundation of Abundance
Prosperity in Liuren Fajiao is rooted in the principle of 功德 (Gōng Dé) - "Accumulating Merit."
Wealth attraction is not a function of greed, but of stability and social contribution . It operates within the lineage framework of:
- Righteous Path: Supporting businesses and careers that benefit the community.
- Altar Approval: Major prosperity rituals require the "YES" confirmation from the Master via Sheng Bei .
- Gong De: The Fa-power to attract wealth is proportional to the practitioner's merit.
- Gratitude: Regular offerings to the Ancestors once prosperity manifests.
The Fa can remove the blockages to wealth, but it will not sustain those who act without integrity.
1. Introduction to Prosperity Arts
The Purpose of Prosperity Work
In the Liuren tradition, prosperity (招財, zhāocái) is sought to ensure that the practitioner has the stability needed to continue their spiritual path and help others. We categorize prosperity work into three primary streams:
| Category | Lineage Purpose | Target Outcome |
|---|---|---|
| Standard Prosperity (招財) | Opening the channels for steady, honest income. | Success in career and daily business. |
| Auspicious Timing (旺財) | Harnessing the current year's energy peak. | Maximizing profits during favorable cycles. |
| Benefactor Luck (貴人) | Attracting helpful mentors and patrons. | Social and professional support for one's goals. |
✓ Dajiao Level Requirement
Prosperity rituals at this level build on Section 10: Wen Chang (文昌) . Success is now powered by your internal Dajiao stability (Section 22). A practitioner with a centered mind (Ding Xin) can "Hold" the prosperity energy more effectively than a beginner.
2. Wealth Deities of Liuren Fajiao
Primary Prosperity Deities
2.1 財神 (Cáishén) - God of Wealth
The most important prosperity deity in Chinese tradition. In Liuren practice, we work with two primary forms:
| Form | Specialization | Altar Position | Offerings |
|---|---|---|---|
| 文財神 (Wén Cáishén) Civil God of Wealth Bigan (比干) | Righteous wealth from work, salary, honest business | Facing inward toward home/business | Tea, incense, gold paper, fresh fruit |
| 武財神 (Wǔ Cáishén) Martial God of Wealth Zhao Gongming (趙公明) | Windfall wealth, investment, competitive business | Facing outward to attract wealth from outside | Alcohol, meat, gold paper, bold offerings |
2.2 文昌帝君 (Wénchāng Dìjūn)
From Section 10, Wen Chang governs:
- Career advancement - promotions, recognition, professional success
- Examination success - certifications, licenses, qualifications that lead to higher income
- Intellectual property - wealth from writing, patents, creative work
Continue Wen Chang practices from Section 10 as the foundation for prosperity work.
2.3 土地公 (Tǔdì Gōng) - Earth Deity
Local Earth deities control:
- Business location prosperity - customer flow, foot traffic
- Property value - real estate investment, land deals
- Agricultural/resource wealth - anything drawn from the Earth
Lineage Wisdom:
"先敬土地，再求財神" - "First honor the Earth deity, then petition the Wealth deity."
The Earth deity controls the local energies where wealth manifests. Without Earth deity support, prosperity magic has no foundation.
Deity Hierarchy in Prosperity Work
- 土地公 (Tǔdì Gōng) - Foundation: Prepare the ground for prosperity
- 文昌帝君 (Wénchāng Dìjūn) - Career: Advance in profession/skill
- 財神 (Cáishén) - Wealth: Attract financial opportunities
- 貴人 (Guìrén) - Benefactors: Connect with helpful people
Always work from foundation upward. Never skip the Earth deity.
3. Prosperity Talismans
Core Wealth Attraction Talismans
3.1 招財符 (Zhāocái Fú) - Wealth Attraction Talisman
Purpose: General prosperity enhancement, opening channels for wealth to flow
Basic Structure
Materials: Yellow paper (gold energy), cinnabar ink, Caishen seal
Key Elements:
- Top: Thunder command (雷令) - Heaven's authority
- Center: 招財進寶 (Attract Wealth, Advance Treasure) in special script
- Bottom: Caishen seal + practitioner's magic name
- Sides: Eight Trigrams arrangement for balance
Activation: Pass through incense smoke 3 times, recite Caishen mantra 108 times
Placement: East wall of living space (Wood generates wealth), or cash register/safe
3.2 五路財神符 (Wǔlù Cáishén Fú) - Five Roads Wealth Talisman
Purpose: Draw wealth from all directions (East, West, South, North, Center)
This compound talisman invokes the Five Roads Wealth Deities (五路財神), each governing wealth from one direction:
| Direction | Deity Name | Wealth Type | Color/Element |
|---|---|---|---|
| East (東) | 招寶天尊 | Growth, new ventures | Green/Wood |
| South (南) | 招財使者 | Fame, recognition, reputation wealth | Red/Fire |
| West (西) | 納珍天尊 | Harvest, completion, collecting debts | White/Metal |
| North (北) | 利市仙官 | Wisdom, strategic wealth, investments | Black/Water |
| Center (中) | 趙公明元帥 | Overall coordination, windfall | Yellow/Earth |
Advanced Technique: Create five separate talismans (one per direction) and place them in corresponding locations around your business or home, creating a "wealth net" (財網, cáiwǎng).
3.3 生意興隆符 (Shēngyì Xīnglóng Fú) - Business Prosperity Talisman
Purpose: Specifically for businesses - increase customers, seal deals, attract partnerships
- Placement: Above or behind cash register, entrance door, or business altar
- Renewal: Every 6 months on auspicious business days
- Pairing: Often used with Earth deity offerings at business location
Talisman Timing for Prosperity Work
| Time Period | Energy Quality | Best For |
|---|---|---|
| New Moon (初一) | Fresh starts, planting seeds | Starting new business ventures, launching products |
| Full Moon (十五) | Fullness, completion, harvest | Collecting debts, closing deals, receiving payments |
| Caishen Birthday (初五) 5th of lunar month | Maximum Caishen power | Creating wealth talismans, major prosperity rituals |
| Spring/Wood Season (寅卯辰月) | Growth, expansion | Business growth, career advancement |
4. Prosperity Rituals
4.1 Opening the Wealth Gate (開財門, Kāi Cái Mén)
A foundational ritual to clear obstacles blocking prosperity and open channels for wealth flow.
Complete Ritual Procedure
Timing: 5th day of lunar month (Caishen birthday) or New Moon
Prerequisites:
- Altar properly established (Section 1)
- Relationship with Tu Di Gong (Earth deity) cultivated
- Wen Chang practice active (Section 10)
Materials Needed:
- 5 red candles (representing Five Roads)
- Gold paper money for offerings
- Fresh fruit (oranges, tangerines - symbols of gold)
- Rice wine or tea
- 招財符 talisman (pre-prepared)
- Incense (sandalwood or aloeswood)
Ritual Steps:
- Purification (5 min):
- Cleanse space with purification talisman or bell
- Light main incense
- Perform self-protection seal (Section 6)
- Earth Deity Petition (10 min):
- Offer incense to Tu Di Gong first
- State your location and request permission
- "弟子[Magic Name]，居於[Location]，恭請土地公准許開啟財門" (Disciple [Name], residing at [Location], respectfully requests Earth Deity permission to open the Wealth Gate)
- Five Roads Invocation (15 min):
- Light 5 candles in directional arrangement
- Recite Five Roads Caishen names (see table above)
- Visualize golden light streaming from each direction
- Talisman Activation (10 min):
- Hold 招財符 over altar
- Recite Caishen mantra 108 times: "天降財神，招財進寶" (Tiān jiàng cáishén, zhāocái jìnbǎo)
- Pass through incense smoke from all 5 candles
- Petition Statement (5 min):
- Clearly state your prosperity intention (be specific but ethical)
- Example: "Seek support for honest business growth serving 100 clients this year"
- NOT: "I want to get rich quick" (vague, greedy)
- Offering & Gratitude (5 min):
- Pour wine/tea offering
- Burn gold paper
- Express gratitude for opportunities to come
- Closing (5 min):
- Thank all deities in reverse order (Caishen → Tu Di Gong)
- Extinguish candles
- Place activated talisman in chosen location
Total Time: 55 minutes
Frequency: Perform during New Moon, then maintain with daily Caishen offerings
4.2 Monthly Wealth Maintenance Ritual
A shorter practice to maintain prosperity flow once the gate is opened:
- Day: 5th of each lunar month
- Time: 10-15 minutes
- Actions:
- Refresh altar offerings (fruit, incense)
- Recite Caishen mantra 27 times
- Visualize golden energy flowing into home/business
- Check prosperity talisman - renew if faded
4.3 Business Grand Opening Ritual
Use Case: Opening a new business location, launching a major product, or moving to new premises
Unique Elements:
- Lion Dance: Optional but traditional - invites yang energy and scares away negative forces
- Firecrackers: Yang energy explosion to announce the opening
- Red Envelope Distribution: Give small red envelopes to first customers (sharing prosperity)
- Dual Talisman Placement:
- 生意興隆符 above entrance (attract customers)
- 招財符 at cash register (convert traffic to sales)
- Threshold Protection: Place coins under doorway threshold (Foundation of wealth)
Lineage Teaching:
"開門大吉，財源廣進" - "Open the door with great fortune, wealth sources flow in broadly."
The first customers on opening day set the energetic pattern. Treat them exceptionally well - they are messengers from the Wealth deities testing your virtue.
5. Business Location Magic
Feng Shui Basics for Prosperity (Brief Introduction)
Note: Section 39 covers Feng Shui magic in depth. Here we introduce essential concepts for business prosperity.
The Prosperity Corner (財位, Cái Wèi)
Every space has a "wealth position" where prosperity energy naturally accumulates:
| Door Direction | Wealth Position | What to Place There |
|---|---|---|
| North | Southeast | • Caishen statue/image • Prosperity talisman • Wealth vase (filled with coins, crystals) • Living plant (Jade plant, Money tree) • Safe or cash register (if possible) |
| Northeast | South | |
| East | South | |
| Southeast | North | |
| South | Northeast | |
| Southwest | East | |
| West | Northwest | |
| Northwest | West |
Business Altar Setup
If establishing a small altar in a business location:
Minimal Business Altar Configuration
Level 1 (Desk/Counter):
- Small Caishen image (can be printed card in red envelope)
- Incense holder (use 1 stick daily)
- Small offering cup (for tea or water, refreshed daily)
- Red cloth underneath
Level 2 (Shelf/Wall):
- Earth deity image (on lower level or separate)
- 招財符 talisman
- Fresh fruit offering (changed weekly)
Daily Practice:
- Light incense first thing when opening business
- Silently recite: "恭請財神，保佑生意興隆" (Invite Caishen, bless business prosperity)
- Replace water/tea offering
- Quick gratitude at end of day
Dos and Don'ts for Business Prosperity
| ✓ DO | ✗ DON'T |
|---|---|
|
|
6. Ethics and Boundaries
⚠️ Critical Warnings
Prosperity Magic CANNOT:
- Override karma - If wealth is karmically blocked due to past actions, magic cannot force it. Focus on merit-building first.
- Steal from others - Magic that attracts wealth specifically from competitors, or causes their failure, violates 行善積德 (doing good)
- Enable unethical business - Cannot be used to prosper through fraud, exploitation, or harm
- Guarantee gambling success - 橫財運 (windfall luck) is NOT permission to gamble irresponsibly. This is a major misuse that attracts negative entities.
Signs of Misuse (Stop immediately if you notice):
- Sudden gains followed by worse losses
- Money arrives but brings conflict/illness
- Feeling increasingly anxious or greedy
- Harming others to prosper
- Neglecting family/health for wealth
Right Attitude Toward Prosperity Magic
Teaching from Fuying Hall:
"求財如種田，先修地，再播種，耐心等收成" - "Seeking wealth is like farming: first cultivate the field (merit), then plant seeds (practice), patiently await harvest."
The Merit Foundation
Prosperity magic is MOST effective when built on a foundation of:
- 布施 (Bùshī) - Generosity: Regular charitable giving (even small amounts)
- 持戒 (Chí Jiè) - Ethical conduct: Honest business practices, fair treatment of employees/customers
- 正業 (Zhèng Yè) - Right Livelihood: Your work benefits others, doesn't cause harm
- 感恩 (Gǎn'ēn) - Gratitude: Thankfulness for current resources
Recommended Practice: When prosperity improves after magic work, donate 5-10% of unexpected gains to charity or temple. This:
- Circulates energy (wealth flows, not stagnates)
- Builds merit for continued prosperity
- Demonstrates proper attitude to Wealth deities
- Protects against greed/attachment
When to Seek Prosperity Magic
| ✓ Appropriate Use | ✗ Inappropriate Use |
|---|---|
|
|
7. Troubleshooting & Common Questions
Q: I performed prosperity magic but see no results. What's wrong?
A: Check the following in order:
- Merit Foundation: Do you have sufficient karmic merit? Consider focusing on merit-building activities (charity, ethical business, helping others) for 1-3 months first.
- Proper Sequence: Did you honor Tu Di Gong BEFORE Caishen? The foundation must be laid first.
- Clear Intention: Was your petition specific and ethical? Vague requests ("I want money") don't work. Specific goals ("Attract 10 new clients this month") do.
- Timing: Prosperity magic typically shows results in 1-3 months, not immediately. Patience is essential.
- Blockages: Are there feng shui problems (clutter, sha chi/harmful energy)? Address environmental issues first.
Q: Can I do prosperity magic for someone else?
A: Yes, but with limitations:
- Family members: Fully appropriate, especially if you're supporting them financially
- Business partners: Yes, as your prosperity is linked
- Clients (for fee): Only if you're at Sanshanjiao degree (Section 41+) and trained in serving others
- Important: You cannot give someone prosperity that their karma doesn't support. You can only remove obstacles and attract opportunities - they must still take action.
Q: How do I know if Caishen is responding to my practice?
A: Signs of deity connection include:
- Subtle: Increased opportunities (job leads, unexpected discounts, helpful connections)
- Moderate: Financial situation stabilizes, old debts get resolved, money flows more smoothly
- Strong: Dreams of Caishen or wealth symbols, sense of presence during offerings, synchronicities around prosperity
Lack of dramatic signs doesn't mean it's not working. Trust the process and maintain consistent practice.
Q: My business had success, but now it's slowing down. Did the magic stop working?
A: Prosperity has natural rhythms:
- Waxing (growth) and waning (consolidation) are normal - Not every month will break records
- Renewal needed: Check if talismans are faded/damaged. Refresh monthly on 5th lunar day
- Seasonal cycles: Some businesses naturally slow during certain seasons
- Merit depletion: If you've become greedy or unethical with newfound wealth, deities withdraw support. Return to merit-building.
Q: Can prosperity magic help me win the lottery?
A: This is a major misconception:
- 橫財運 (windfall luck) ≠ Gambling magic - Windfall means unexpected bonuses, inheritance, investments, found opportunities
- Gambling violates Right Livelihood - Wealth from gambling has no productive basis and attracts low-level spirits, not genuine Wealth deities
- Addiction risk: Seeking magic for gambling often leads to worse losses and spiritual contamination
- Lineage position: Fuying Hall explicitly prohibits gambling magic. Using prosperity talismans for gambling is grounds for lineage expulsion.
8. Integration with Overall Practice
Combining Prosperity Work with Other Sections
| Section | Connection to Prosperity | Integration Method |
|---|---|---|
| Section 10 Wen Chang | Career advancement creates prosperity foundation | Maintain Wen Chang practice → Add Caishen work → Prosperity flows from career |
| Section 22-23 Qi Cultivation | Personal energy attracts resources | Daily Qi practice builds "magnetic" presence that draws opportunities |
| Section 35 Advanced Talismans | Compound talismans for complex prosperity goals | Layer prosperity + protection + benefactor luck talismans |
| Section 39 Feng Shui Magic | Environmental support for wealth flow | Optimize home/business feng shui → Prosperity magic works faster |
Daily Practice Integration
Morning (5 minutes):
- Altar offerings refresh
- Incense to Tu Di Gong + Caishen
- Brief prosperity intention/gratitude
During Work:
- Mindful ethical conduct
- Grateful reception of payments/opportunities
- Kind treatment of all people (potential customers/benefactors)
Evening (2 minutes):
- Gratitude for day's blessings (even if small)
- Note synchronicities or opportunities that arose
Monthly (5th lunar day, 30 minutes):
- Full offerings to Caishen
- Review and renew talismans
- Assess progress and adjust intentions
9. Next Steps
Immediate Actions (This Week)
- Establish Earth Deity relationship if not already done:
- Identify your local Tu Di Gong (temple or home altar)
- Make first offering with introduction
- Request permission for prosperity work
- Prepare Caishen altar space or add to existing altar:
- Caishen image (print or statue)
- Red cloth
- Basic offering items
- Create first 招財符 (Wealth Attraction Talisman) :
- Time it with New Moon or 5th lunar day if possible
- Follow activation procedure carefully
- Place in wealth corner or above cash register
First Month Goals
- Daily Caishen offerings - Build consistent relationship
- Perform Opening the Wealth Gate ritual - Preferably on 5th lunar day
- Assess current merit level - Are you practicing generosity and ethics?
- Identify specific prosperity goals - Move from vague to concrete
- Document opportunities that arise - Track magic's effects
Progression to Section 39
Section 39: Feng Shui Magic will deepen your prosperity practice by covering:
- Flying Stars Feng Shui - Time-based prosperity calculations
- Ba Zhai (Eight Mansions) - Personal prosperity directions
- Environmental Qi assessment - Reading land and building energies
- Feng Shui cures and enhancements - Physical adjustments for wealth flow
- Business location selection - Choosing auspicious sites
Mastering Section 38 (Prosperity Magic ritual and talisman work) creates the foundation for Section 39's environmental optimization.
Long-Term Prosperity Development
Over the next 6-12 months:
- Build merit foundation - Regular charity, ethical conduct
- Maintain consistent practice - Daily offerings, monthly rituals
- Integrate with career advancement - Wen Chang + Caishen synergy
- Study Feng Shui principles - Section 39 when ready
- Serve others - Once at Sanshanjiao, help others prosper
Fuying Hall Teaching:
"財富如水，需有容器盛裝，更需懂得分流" - "Wealth is like water: it needs a container to hold it, and even more importantly, one must know how to channel it onward."
The greatest prosperity comes not from hoarding, but from becoming a channel through which abundance flows to benefit many.
Section Summary
Key Takeaways
- Prosperity magic operates within karmic law - It attracts opportunities where merit exists, doesn't override karma
- Three categories: Righteous Wealth (正財), Windfall Wealth (偏財), Business Prosperity (旺財)
- Deity hierarchy: Tu Di Gong (foundation) → Wen Chang (career) → Caishen (wealth) → Benefactors
- Primary talismans: 招財符 (general wealth), 五路財神符 (five directions), 生意興隆符 (business)
- Core ritual: Opening the Wealth Gate (開財門) - performed on 5th lunar day or New Moon
- Feng Shui basics: Identify and activate wealth corner (財位) in home/business
- Ethics foundation: 行善積德 (doing good, accumulating merit) - generosity, right livelihood, gratitude
- Integration: Prosperity magic works best when combined with Wen Chang (career), Qi cultivation (personal energy), and Feng Shui (environmental support)
Remember: 求財如種田 - "Seeking wealth is like farming." First cultivate merit (the field), then plant practice (seeds), patiently await results (harvest). Trust the process and maintain ethical conduct throughout.